Smiling wamo customers using the mobile app and holding a wamo Visa debit card

Smarter payments. Faster growth.

Real insights for European business owners

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EU IBANsMulti-currencyPOSVisa Business cardsRegulated by FIN-FSA

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An all-in-one financial platform for SMEs.

Business accounts, multi-currency payments, debit cards, and POS terminals — everything you need to run your business finances in one place.

20,000+

EU businesses run their money on wamo

22+

currencies supported

7 days a week

Real human support

Latest posts

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Petri Kontiola smiling and holding a wamo Visa Business card and a wamo card reader against a purple studio backdrop
entrepreneurshipSME
wamo

When Hockey Ends, Business Begins

Retired professional ice hockey player Petri Kontiola spent a week trying small business jobs for wamo's new Finnish campaign, and talks about what it taught him about entrepreneurship.

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Frequently asked questions

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What is a wamo business account?

The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.

Is a wamo account secure and compliant?

Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.

Who can open a wamo account?

We support registered businesses in the European Economic Area (EEA), including limited liability companies, public limited companies, sole traders, freelancers, and self-employed professionals.

How do I open a wamo account?

You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.

What documents do I need to apply?

To apply for a wamo business account, you’ll need your business’s operating address, a short description of your business and where it operates, how you plan to use your wamo account, proof of identity (including a biometric check), and your preferred wamo plan.

How much does a wamo business account cost?

We offer several plans to suit different business needs — visit wamo.io/pricing to find the best fit for you.