SMEAIwamo
Yankı Onen
Why every small business matters more than we think
The next global company may already be operating from a small workshop, a family café, or a laptop. AI is about to make that possible.
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EU IBANsMulti-currencyPOSVisa Business cardsRegulated by FIN-FSA
Featured
Why every small business matters more than we think
The next global company may already be operating from a small workshop, a family café, or a laptop. AI is about to make that possible.
By Yankı Onen
Read moreAn all-in-one financial platform for SMEs.
Business accounts, multi-currency payments, debit cards, and POS terminals — everything you need to run your business finances in one place.
20,000+
EU businesses run their money on wamo
22+
currencies supported
7 days a week
Real human support
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supportwamo
wamo
How can I reach wamo customer support services?
Every way to get in touch with wamo customer support: live chat, email, and just hitting reply. Plus why human support stays core to how wamo works.
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Estoniae-Residencytax
wamo
Pros and cons of e-Residency in Estonia
What Estonia's e-Residency programme actually gives founders in 2026, and what it doesn't, including current tax rules, setup costs, and who it's really for.
Read moreFrequently asked questions
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What is a wamo business account?
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Is a wamo account secure and compliant?
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
Who can open a wamo account?
We support registered businesses in the European Economic Area (EEA), including limited liability companies, public limited companies, sole traders, freelancers, and self-employed professionals.
How do I open a wamo account?
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
What documents do I need to apply?
To apply for a wamo business account, you’ll need your business’s operating address, a short description of your business and where it operates, how you plan to use your wamo account, proof of identity (including a biometric check), and your preferred wamo plan.
How much does a wamo business account cost?
We offer several plans to suit different business needs — visit wamo.io/pricing to find the best fit for you.