fintechbusiness-banking
wamo
Is wamo a bank?
wamo is not a bank but an e-money institution supervised by FIN-FSA. Learn how safeguarding differs from deposit guarantee and when your business needs both.
Read more
EU IBANsMulti-currencyPOSVisa Business cardsRegulated by FIN-FSA
Featured
Is wamo a bank?
wamo is not a bank but an e-money institution supervised by FIN-FSA. Learn how safeguarding differs from deposit guarantee and when your business needs both.
By wamo
Read moreAn all-in-one financial platform for SMEs.
Business accounts, multi-currency payments, debit cards, and POS terminals — everything you need to run your business finances in one place.
20,000+
EU businesses run their money on wamo
22+
currencies supported
7 days a week
Real human support
Latest posts
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fintechSME
Deniz Güven
Two Sifted recognitions. One bigger ambition.
wamo ranked #160 in the 2026 Sifted 250 and #57 in the Sifted 100: UK & Ireland. What the recognition means for the team, and for wamo's path from a financial platform to an agentic platform for SMEs.
Read more
fintechbusiness-bankingEU
Erik Polus
Built in the Nordics, growing for Europe
wamo won the Growth category at the 2026 Nordic Fintech Awards. What the win means for our expansion across Europe, and why hyperlocalisation and connected intelligence are our next phase of growth.
Read moreFrequently asked questions
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What is a wamo business account?
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Is a wamo account secure and compliant?
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
Who can open a wamo account?
We support registered businesses in the European Economic Area (EEA), including limited liability companies, public limited companies, sole traders, freelancers, and self-employed professionals.
How do I open a wamo account?
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
What documents do I need to apply?
To apply for a wamo business account, you’ll need your business’s operating address, a short description of your business and where it operates, how you plan to use your wamo account, proof of identity (including a biometric check), and your preferred wamo plan.
How much does a wamo business account cost?
We offer several plans to suit different business needs — visit wamo.io/pricing to find the best fit for you.