SMEfintechbusiness-banking
Koray Gökçe
The new wamo: designed to understand your business
A refreshed design system, a broader view of your business's money, and Oliva, wamo's new AI assistant for small businesses.
Read more
EU IBANsMulti-currencyPOSVisa Business cardsRegulated by FIN-FSA
Featured
The new wamo: designed to understand your business
A refreshed design system, a broader view of your business's money, and Oliva, wamo's new AI assistant for small businesses.
By Koray Gökçe
Read moreAn all-in-one financial platform for SMEs.
Business accounts, multi-currency payments, debit cards, and POS terminals — everything you need to run your business finances in one place.
20,000+
EU businesses run their money on wamo
22+
currencies supported
7 days a week
Real human support
Latest posts
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SMEfintech
Semih Hakkıoğlu
Engineering the future of SMEs
Why wamo rebuilt its platform around AI, agents and an architecture designed for what's next, by Head of Engineering Semih Hakkıoğlu.
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MaltaSMEpayments
David Falzon
The small businesses that built Malta
David Falzon, wamo's Head of Acquiring, on why Malta's small businesses are the real economy, and what wamo learned from becoming Kebab Factory's payments partner from day one.
Read moreFrequently asked questions
Let’s keep in touch
Book a free call with one of our consultants, no commitment required.
What is a wamo business account?
The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.
Is a wamo account secure and compliant?
Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.
Who can open a wamo account?
We support registered businesses in the European Economic Area (EEA), including limited liability companies, public limited companies, sole traders, freelancers, and self-employed professionals.
How do I open a wamo account?
You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.
What documents do I need to apply?
To apply for a wamo business account, you’ll need your business’s operating address, a short description of your business and where it operates, how you plan to use your wamo account, proof of identity (including a biometric check), and your preferred wamo plan.
How much does a wamo business account cost?
We offer several plans to suit different business needs — visit wamo.io/pricing to find the best fit for you.