Smiling wamo customers using the mobile app and holding a wamo Visa debit card

Smarter payments. Faster growth.

Real insights for European business owners

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EU IBANsMulti-currencyPOSVisa Business cardsRegulated by FIN-FSA

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An all-in-one financial platform for SMEs.

Business accounts, multi-currency payments, debit cards, and POS terminals — everything you need to run your business finances in one place.

20,000+

EU businesses run their money on wamo

22+

currencies supported

7 days a week

Real human support

Latest posts

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The wamo team on stage under gold confetti, celebrating a win at the 2026 Nordic Fintech Awards in Copenhagen
fintechbusiness-bankingEU
Erik Polus

Built in the Nordics, growing for Europe

wamo won the Growth category at the 2026 Nordic Fintech Awards. What the win means for our expansion across Europe, and why hyperlocalisation and connected intelligence are our next phase of growth.

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Petri Kontiola smiling and holding a wamo Visa Business card and a wamo card reader against a purple studio backdrop
entrepreneurshipSME
wamo

When Hockey Ends, Business Begins

Retired professional ice hockey player Petri Kontiola spent a week trying small business jobs for wamo's new Finnish campaign, and talks about what it taught him about entrepreneurship.

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Frequently asked questions

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What is a wamo business account?

The wamo account is a digital business account that helps you manage your company’s finances efficiently. You can send and receive payments, handle multiple currencies, issue business cards, automate bookkeeping, and control expenses — all from a straightforward, secure platform available on both mobile and desktop.

Is a wamo account secure and compliant?

Yes. We are a licensed and regulated e-money institution (EMI), authorised by the Finnish Financial Supervisory Authority (FIN-FSA). We comply with EU regulations on AML, CTF, and data privacy, and use banking-grade security to protect your money and data.

Who can open a wamo account?

We support registered businesses in the European Economic Area (EEA), including limited liability companies, public limited companies, sole traders, freelancers, and self-employed professionals.

How do I open a wamo account?

You can apply online in just a few minutes. Once your application is submitted, we’ll review it as quickly as possible, and you’ll receive the outcome straight to your mailbox.

What documents do I need to apply?

To apply for a wamo business account, you’ll need your business’s operating address, a short description of your business and where it operates, how you plan to use your wamo account, proof of identity (including a biometric check), and your preferred wamo plan.

How much does a wamo business account cost?

We offer several plans to suit different business needs — visit wamo.io/pricing to find the best fit for you.